Маркетплейсы оформляют рассрочку без согласия клиента — как это возможно?

You buy a product, pay the full amount, and suddenly a payment plan is set up without your consent. The video explores how marketplaces can set up installment payments without direct customer agreement, the legal aspects, potential impact on credit history, and who is responsible. It also mentions the market size and the upcoming law that will take effect on October 1, 2026.