Почему труд больше не гарантирует достойную жизнь — объясняем простыми словами

00:00 – The video opens with an explanation of why work no longer guarantees a normal life. 00:59 – The narrator warns about the risk of becoming a "working poor". 02:47 – The difference between average and median salary is described as a major trap. 04:10 – How the state determines who needs assistance is explained. 05:51 – Four main "thieves" of our salary are identified. 09:55 – The idea that "just work more" does not solve poverty is discussed. 10:13 – Examples from the US and EU show that poverty rises even in developed economies. 11:07 – Why raising the minimum wage has little effect is examined. 12:25 – The responsibility between laziness and economic structure is debated. The narrator also discusses how low wages, unstable employment, family burdens, and inflation keep many working people below the financial safety line, and how credit and installment plans can trap them in debt. He explains why salaries may rise on paper but not in wallets, and whether AI will replace us at work.