ПУТЬ от нуля до империи банков! / Сергей Хотимский, основатель «Совкомбанка», про банковский бизнес

00:00 – episode opens with an introduction. 00:47 – Mikhail Kuchment greets the audience. 01:00 – the host introduces Sergey Khotimskiy, founder of Sovcombank. 02:10 – discussion of Sovcombank’s earnings. 03:37 – a simplified explanation of banking using doughnuts. 08:28 – the impact of artificial intelligence on banks is explored. 12:24 – the state of the Russian economy is examined. 19:56 – the future of the key interest rate is debated. 25:00 – the story of Sovcombank’s rise from a small bank in Buys to a leading private bank and IPO success is recounted. 36:26 – the nickname “Sovok” and the bank’s brand identity are discussed. 39:18 – challenges faced by Sovcombank are outlined. 44:22 – Sergey reflects on strategic mistakes and lessons learned. 48:16 – the power of the bank’s shareholder culture is highlighted. 54:33 – the growth to 100,000 shareholders in a year is explained. 59:34 – the path to IPO and the role of bloggers are described. 01:08:25 – building a strong team through M&A, integration, and layoffs is covered. 01:12:24 – strategies for motivating and retaining staff are shared. 01:16:00 – the connection between banks, philanthropy, and football is discussed. 01:22:18 – Sergey’s dream dinner partner is revealed. 01:24:23 – the “Business on a Napkin” concept is reiterated. 01:26:19 – practical advice for entrepreneurs is offered. 01:26:39 – a premium service giveaway is announced.