I'm 54. If you're in your 30s or 40s watch this.

If I were to give advice to my 30 or 40 year old self, this is what I'd say to him. 0:00 Introduction 0:10 your money is on you 0:35 cut people off 1:04 make financial changes 1:49 stuff does not matter 2:28 invest more money 3:10 start now. don't wait. 4:13 health is wealth 4:31 forgive your financially illiterate parents 5:24 focus on money and it grows 7:09 time is running out 7:45 your money changes when you do 8:15 help and give to others 8:52 make a financial plan 9:32 develop your thinking about money