С 1 июля вводится налог за переводы на карту правда или нет. Новые цели по снижению негодных.

In this video, I discuss how to legally avoid paying credit, what happens if you stop paying, and how to handle debt, including advice on bankruptcy, dealing with collectors, and protecting assets. I explain the legal framework, potential consequences, and steps to mitigate financial stress, drawing on my experience as a bankruptcy lawyer.