Компания с Урала, перевернувшая игру — 20 млрд прибыли без регламентов/Каким будет бизнес в РФ 2030?

00:00:00 - The video opens with a discussion about the fundamentals of business. 00:01:43 - The host meets CEO Andrey Zavadskikh of Tочка Банк, exploring how the fintech company achieved 20 billion rubles in profit without regulatory constraints. 00:02:46 - They examine the bank’s revenue model and the challenges of building a successful business in difficult times. 00:03:35 - The conversation turns to modern entrepreneurs and how they choose banks. 00:07:39 - The host talks about the role of contemporary entrepreneurs in shaping the economy. 00:10:25 - He explains how a business owner selects a bank. 00:11:15 - The concept of “послезавтра” and its relevance to Tочка Банк’s clients is discussed. 00:13:33 - The host outlines ways to make the entrepreneurial world more convenient for business. 00:19:01 - He explains why entrepreneurs at Tочка Банк are more successful than others. 00:20:04 - The mission of the business is described. 00:24:55 - The meaning and functioning of a banking license are clarified. 00:25:52 - The bank’s recent payout of 8 billion rubles to clients is highlighted. 00:28:16 - The speaker discusses why Russian fintech is powerful. 00:28:50 - A senior executive’s journey to Forbes at 21 is mentioned. 00:30:48 - The reasons why Yekaterinburg is Russia’s entrepreneurial capital are explored. 00:33:54 - Unique B2B marketing strategies are presented. 00:38:18 - The host shares the idea that business is not built on serious foundations. 00:40:08 - A brilliant advertising integration is showcased. 00:45:22 - The tactics for creating a queue of clients are explained. 00:51:07 - Mikhail Grebnyuk tests the resilience of technical support. 00:58:15 - The presence of a hookah in the office is discussed. 01:02:05 - The role of a caretaker in the office is examined. 01:05:45 - The phenomenon of Yekaterinburg is revisited. 01:07:59 - Unconventional design solutions in the office are highlighted. 01:16:09 - The host emphasizes that the amount of money a client brings is not the only factor. 01:19:43 - He explains how to hire the ideal employee. 01:20:55 - The importance of money versus client attitude is debated. 01:22:03 - Four questions that help decide whether to hire someone are presented. 01:24:43 - The host warns against waiting for a calm life. 01:30:52 - He stresses that everything depends on the individual. 01:48:03 - The importance of treating each client as unique is reiterated. 01:54:16 - A simple secret of successful cold sales is revealed. 02:09:00 - The concept of holacracy and mutual care is discussed. 02:16:48 - The host explains how to become not just a business but a role model. 02:20:11 - He details how 20 billion rubles of net profit were achieved from scratch. 02:21:33 - The Central Bank’s “clean-up” of banks and its purpose are examined. 02:23:22 - The future of small and medium business in Russia is considered. 02:35:24 - Megatrends for business in 2030 are outlined. 02:37:19 - The unique phenomenon of Tочка Банк is summarized.